Flexible business loans up to 250k
Get the right funding without the hassle. Answer two quick questions, and we'll match you with the best loan for your needs.
We support start-ups and established SMEs across all sectors.
Breaking barriers to business finance
Accessing finance shouldn’t be complicated. That's why we make it simple.
We provide flexible, transparent funding solutions designed to help businesses launch, grow, and thrive. Whether you're just starting out or scaling up, our tailored loans give you the financial boost you need, without hidden fees or unnecessary hurdles.
Helping businesses thrive: our impact in the last 12 months
£
21.5m
Of client investment
£
86m
Added to the region's economy
599
New UK businesses created
4,470
UK jobs created or safeguarded
Start or grow withthe right loan for you
Your business is unique, and your funding should be too. That’s why we offer tailored funding solutions designed around your needs, with expert guidance every step of the way.
At BEF, every decision is made by people, not computers,giving you a personal, flexible approach to business finance.
Start Up Loan
£500 to £25k
Start or grow your own business.
- Fixed 6% fixed interest rate
- Repay over 1 to 5 years
- Up to 4 partners or directors
- No arrangement or early repayment fees
- 12 months of free mentoring
- Government-backed
Small Business Loan
Up to £250k
Grow your established business.
- Competitive interest rates
- Repay over 1 to 5 years
- Funds available within 2-3 weeks
- Minimal setup & early repayment fees
- 1-2-1 support from an investment expert
- GGS support available
See how we’re helping businesses grow
We measure our success by the real impact we make. Hear from the businesses we’ve supported and see how our funding has helped them thrive.
“As a first-time entrepreneur, starting my own business was intimidating, but the BEF team helped with the whole process, giving me the confidence to push forward. It is great what I have been able to achieve so far and I look forward to continuing this growth trajectory.”
David Jameson
Danelaw Coffee“This investment from BEF is a game changer for us. It will allow us to reach even more mums across the UK, expand our team, and enhance the support we offer."
Kayleigh Laverick
Mamma Social Co"The £70k loan from BEF and Ceniarth has allowed for product manufacturing and marketing activities; without this money and the support from my investment manager Antony, this wasn’t going to be possible."
Chris Withers
Mi-BoxLive“The Start Up Loan from BEF was a game-changer for me, allowing me to transform my vision of owning my own salon into reality and create a space that not only stands out aesthetically, but also embodies the values of community and inclusivity.”
Sara Razzaq
Nova Salon"Our partnership with BEF has been instrumental in realising our growth aspirations. This NPIF loan has empowered us to better serve our community and expand our horizons."
Tomas Oppedal
The Eye Store“They clearly understood our vision and the entire process was straightforward, taking the stress out of launching a brand new business.”
Jeff Ben Mayor
The Spine Guy"Working with NPIF II and BEF helped us access the finance we needed quickly to support our fast growth, and we are now looking to launch the app by the end of September."
Caine Wild
Wild Intervention"This support [a Start-Up Loan from BEF] is not just financial; it's a vote of confidence in our mission, and we are excited to see how it propels us forward."
Esther Jaskolski
Xtra9ce WigsBusiness finance made simple
Too many small businesses struggle to secure funding at the right time. We’re here to change that.
Our tailored finance solutions remove the barriers, making it easier for businesses to access the funding they need to grow and strengthen their communities.
Who can apply for a loan?
How can I use a small business loan?
How long does it take to get a business loan?
Helping small businesses succeed
We work with trusted partners to ensure small businesses can access the finance they need to grow and thrive.
Get in touchSee the bigger picture
Over the last 12 years, we’ve helped over 5,000 businesses secure funding and supported the creation or safeguarding of 13,000+ jobs.
