Loans to start, grow or steady your business
Borrow up to £250,000 on fair terms. Start your business. Scale with confidence. Find your loan in three clicks.
Or do you need to refinance short-term debt?
What our clients say
From first-time founders to growing businesses, thousands have unlocked their next step with our support. Here’s how BEF funding helped turn ambition into action.
“As a first-time entrepreneur, starting my own business was intimidating, but the BEF team helped with the whole process, giving me the confidence to push forward. It is great what I have been able to achieve so far and I look forward to continuing this growth trajectory.”
David Jameson
Danelaw Coffee“This investment from BEF is a game changer for us. It will allow us to reach even more mums across the UK, expand our team, and enhance the support we offer. We’re incredibly excited about the future and grateful for the opportunity to make an even bigger impact in the lives of mothers.”
Kayleigh Laverick
Mamma Social Co"The £70k loan from BEF and Ceniarth has allowed for product manufacturing and marketing activities; without this money and the support from my investment manager Antony, this wasn’t going to be possible."
Chris Withers
Mi-BoxLive“The Start Up Loan from BEF was a game-changer for me, allowing me to transform my vision of owning my own salon into reality and create a space that not only stands out aesthetically, but also embodies the values of community and inclusivity.”
Sara Razzaq
Nova Salon"Our partnership with BEF has been instrumental in realising our growth aspirations. This NPIF loan has empowered us to better serve our community and expand our horizons."
Tomas Oppedal
The Eye Store“They clearly understood our vision and the entire process was straightforward, taking the stress out of launching a brand new business.”
Jeff Ben Mayor
The Spine Guy"Working with NPIF II and BEF helped us access the finance we needed quickly to support our fast growth, and we are now looking to launch the app by the end of September."
Caine Wild
Wild Intervention"This support [a Start-Up Loan from BEF] is not just financial; it's a vote of confidence in our mission, and we are excited to see how it propels us forward."
Esther Jaskolski
Xtra9ce WigsFinance that fits your business goals
Whatever you’re working on, the right loan can help you move forward:
- Keep your cash flow steady
- Hire and grow your team
- Launch new products or services
- Invest in tools, tech, or premises
- Expand into new markets
- Tackle the unexpected with confidence
For pre-starts and start-ups
- Fund your launch or grow
- Low interest rates
- 1–5 year repayments
- 12 months free mentoring
- Government-backed support
For larger growth projects
- Fund your growth
- Competitive interest rates
- 1–5 year repayments
- Dedicated support
- Fast decisions, funds in weeks
Refinancing: Break free from the spiral of debt
Give your business some breathing room.
- Boost your cashflow, cut monthly costs
- Escape from high-cost short-term loans
- 5 year repayments
- Dedicated Investment Manager
- Fast decisions, funds in weeks
Our impact in the last 12 months:
Invested in businesses like yours
Added to the regional economy
Jobs created or protected
New UK businesses backed
Banks say no, we say yes
We see your story, your potential, and your plans not just a credit score. With BEF, every decision is made by people who understand business, not by algorithms. That means fair consideration, clear terms, and support that lasts.
We work better together
By partnering with trusted organisations, we reach more businesses and boost our impact where it matters most.
Get in touch