Loans to start, grow or steady your business
Borrow up to £250,000 with a partner that backs your ambition. Find your best fit loan in less than a minute. No impact on your credit score.
A partner you can trust to back your business
When it comes to funding your business, clarity and confidence matter.
We take the time to understand what you are building and where you want to go. Every decision is made by experienced people who look beyond the numbers, giving you fair consideration and clear, straightforward terms.
From your first enquiry through to repayment, you have a team behind you that is focused on helping you move forward.
Why choose a loan from BEF?
Trusted across the region
Thousands of thriving businesses got started or grew with a BEF loan.
Local business expertise
Get guidance, support, and mentoring from people who understand how the North works.
Fair, flexible finance
Funding with five-year terms, no setup fees or hidden charges, and no guarantor needed.
Impact-driven lending
We're a not-for-profit lender. Your repayments become more loans for other businesses.
Real impact for businesses and communities
Invested in businesses like yours
Added to the regional economy
Jobs created or protected
New UK businesses backed
A fairer way to fund your business
We take the time to understand your business, your plans and where you want to go. Every decision is made by experienced people, not automated scoring. That means clear terms, fair decisions and support that helps you move forward with confidence.
We work better together
By partnering with trusted organisations, we reach more businesses and boost our impact where it matters most.
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