Our loan stories
We are a non-profit social enterprise dedicated to providing loans to small and medium-sized enterprises & social enterprises. Our mission is to support their growth, success, and impact within their local communities.
Empowering businesses and communities
Picture a world where your small businesses can transform communities through wealth and job creation. This is the mission at the Business Enterprise Fund.
BEF has operated across England and Wales for 20 years and we’re proud to be an engine of growth for the economy. In the last 11 years, we haven't just given out loans; we've ignited potential.
But it's not all about the money – it’s about making real dreams come true, creating jobs, and changing communities for the better.
Our dedication to fostering growth and innovation is reflected in the impressive numbers we achieve
Added into small businesses.
Added to the region’s economy.
Jobs created or safeguarded.
Operating across the North of England.
Innovation & community growth
We do this because we know that small businesses are not just part of the economy; they are the heart of innovation, the backbone of their communities, and the future of the economy.
Sadly, small business owners and entrepreneurs are often shackled by the constraints of traditional finance; held back by geographical limitations, industry biases, and systemic inequalities. We help break those shackles.
Discover our impact on local businesses
We measure our success by the achievements of the businesses we support. Here’s what some of our clients have to say about their journey.
"Our partnership with BEF has been instrumental in realising our growth aspirations. This NPIF loan has empowered us to better serve our community and expand our horizons."
Tomas Oppedal
“They clearly understood our vision and the entire process was straightforward, taking the stress out of launching a brand new business.”
Jeff Ben Mayor
A vision born in bradford
Our story began in Bradford in 2004, not out of ambition to be just another financial institution, but from a vision to make a difference, to challenge the status quo of economic inclusion, growth, and impact.
Over 20 years, this vision has not faded; it has only intensified, driving us to support an ever-growing number of small businesses across England and Wales.
Empowering dreams with dedicated support
A partnership beyond loans
We offer more than loans; we offer a partnership that grows as businesses grow, a belief in someone’s dream.
Aligned with your success
Understanding and aligning with each business's unique journey towards success is central to our mission.
Tailored financial solutions
We offer Start Up Loans and small business loans, designed to meet the specific needs of each entrepreneur.
Dedicated personal service
Every entrepreneur receives personal service from a dedicated investment manager, ensuring support at every step.
Supporting SME growth across the England and Wales
Our roots remain deep in Bradford, where our City Hub headquarters provide a Grade A office space to local SME businesses. We’re here to make a big impact, to help small businesses make their mark, not just locally but all over England and Wales.
Discover the people behind our vision
Collaborating for greater impact
Collaboration is key. These are the people we work with to make what we do possible.
Get in touch