Become a BEF broker today
Who are BEF
We are the lender you can turn to when your clients need access to flexible finance.
As a non-profit Community Development Finance Institution (CDFI) we support SMEs with the finance they need when they need it the most. In doing so, we help them overcome the barriers to accessing finance - geographical limitations, industry biases, and systemic inequalities.
As a NACFB patron have a understand how to work with you and your client in order to deliver a quality service and good outcomes for all.
Over the last 11 years we have helped
Helped SME business access.
Created or safeguard jobs.
Launched new UK businesses (start up loans).
Added to the regions economy
Discover our impact
Altogether, we've supported over 5,000 businesses and helped create or safeguard over 13,000 jobs. As a not-for-profit social enterprise, every bit of our profit is reinvested to stimulate economic growth and create jobs.
Connect your clients with up to £250k
Kickstart a start-up business in Yorkshire and The Humber, and The North East.
- A 6% fixed interest rate
- Flexible repayment 1 to 5 years
- Up to 4 partners or directors
- No arrangement fees
- No early repayment fees
For growth and development projects in Yorkshire and The Humber.
- Drives sustainable economic growth
- Provides diverse finance options
- Covers all regions in the North
- Supports businesses in Yorkshire and Humber
For businesses across England and Wales.
- Competitive interest rates
- Flexible repayment 1 to 5 years
- Get funds within 2-3 weeks
- Minimal setup fees
- Minimal early repayment fees
BEF is accredited by the government-owned British Business Bank to provide business loans of £25,001 to £250,000 under the Recovery Loan Scheme (RLS).
EnquireWhat can a BEF business loan be used for
Your clients can use a BEF business loan for a wide range of purposes, including working capital, buying new equipment or stock, asset purchase, refurbishing premises, hiring extra staff, and supporting business growth.
Why should i work with BEF
As a BEF broker, you and your clients will be supported by a dedicated Investment Manager. Beyond financial transactions, we aim to foster positive societal change. By empowering businesses to create and preserve jobs, we strive to make a meaningful economic impact on communities.
As a proud NACFB patron, we empathise with the challenges you encounter. Our commitment to personalised service extends to you and your clients, ensuring ongoing support beyond a single transaction.
As a non-profit dedicated to SMEs, we offer adaptable financing solutions to nurture their growth journey—from inception to expansion. We grasp the essence of SMEs and tailor our support accordingly.
Recognising the uniqueness of every person and business, we prioritise personalised approaches over generic solutions. Our focus is on understanding and meeting the distinct needs of each client.
Our interest rates remain competitive, aligning with those offered by alternative finance providers, including fintech lenders.
At our core, humans—not algorithms—drive our lending decisions. This commitment ensures fairness and empathy in every interaction.
We work with a growing number of commercial finance brokers across the UK to provide flexible finance solutions to SMEs. We believe our personal service, competitive rates, and willingness to lend separate us from traditional and fintech lenders.
Frequently asked questions
Of course, you might have some questions. Here are some of the most common ones asked by commercial finance brokers. If you have more questions, feel free to get in touch with us.