Seasons Greetings

We are proud to have achieved another milestone year of supporting SMEs with flexible finance.

With your support and funding from funding partners British Business Bank, Ceniarth, Lloyds Banking Group, we've helped impact local economies and communities.

We look forward to our continued partnership in 2025.

Four key 2024 highlights include:

•  The launch of the NPIF II programme which sees BEF providing £25k-£100k loans to businesses across Yorkshire & The Humber.
• A £20m investment backed by Lloyds Bank and Big Society Capital that focuses on empowering ethnic minority and female-led businesses, helping those often overlooked by traditional banks.
• The launch of our brand-new podcast which features valuable insights, reflections and stories from BEF clients. You can listen to FUNDED: Brilliant Entrepreneurs and Founders on your favourite podcast app.
• Video spotlights on BEF clients who are going from strength to strength thanks to our flexible funding. Watch the videos on YouTube.

As we celebrate this festive season, we are proud to stand alongside the incredible work being done by One In A Million Charity.

This charity is dedicated to supporting vulnerable young people, empowering them to achieve their dreams and create brighter futures.

This holiday season, we invite you to join us in making a meaningful difference. Your donation can help provide essential services, mentorship, and opportunities that change lives.

Whether it’s a small contribution or a larger gift, every act of kindness counts and will go a long way in supporting these young people in need.

To donate today and be a part of something truly visit www.oiam.org.

Our offices will close at midday on Tuesday 24 December and reopen on Thursday 2 January.