Small business loans The Humber

Championing small businesses in The Humber with flexible finance up to £250k.

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Flexible finance for businesses in The Humber

The Humber, with its rich history rooted in maritime and industrial sectors, is undergoing a dynamic transformation. Across its diverse towns and cities, including Hull, Grimsby, Immingham, Cleethorpes and Barton upon Humber, a new wave of innovation and entrepreneurship is breathing fresh life into the region.

Starting or expanding your business in The Humber is exciting, but securing the necessary funding can be challenging. That’s where we come in. Our tailored loans are designed to help businesses in The Humber access the finance they need to grow and thrive.

How can my Humber business use a business loan

Working capital

This is for the everyday money needs like paying your team, covering bills, and other regular costs.

Start-up costs

Got a new business idea? Use the loan for starting out costs like getting licenses, permits, and buying your initial gear.

Scaling up

Ready to make your business bigger or go into new areas? There’s money to support that move.

Stock

Need stuff to sell or materials to make your products? The loan can help buy all that.

Technology

If you need new machines, tools, or the latest tech to help your business grow, you can use the loan for that.

Property

Whether you’re buying a new place for your business, fixing up your current one, or giving it a makeover, there’s cash for that.

You can use a business loan to support a wide range of business activities.

What business loans are available in The Humber

We support the different business needs and stages of businesses in The Humber. So, no matter your sector, the size of your business or how long you’ve been trading, we have a loan that can be tailored to fit your needs.

If you want to borrow up to £25,000 and haven’t started trading or have been trading for less than 36 months, a Start Up Loan could be a better option.

Learn more about a Start Up Loan
Small business loan Small business loan

For new and existing businesses with larger projects.


  • Competitive interest rates
  • Flexible repayment 1 to 5 years
  • Get funds within 2-3 weeks
  • Minimal setup fees
  • Minimal early repayment fees
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Small business loan NPIF II

Perfect for an entrepreneur wishing to start your own business, an early stage business, or more established small business looking to grow.


  • Drives sustainable economic growth
  • Provides diverse finance options
  • Supports businesses in the Humber and Yorkshire
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Why choose BEF

Fair rates for The Humberull

Our interest rates are set to match what's going on in The Humber, making it easier for businesses to grow without getting weighed down by costs.

Local help from local experts

Our team is made up of local experts who understand the business landscape in HThe Humberull. We tailor our services to provide you with the most relevant advice and solutions for your business.

Fast loan approval

We get your loan sorted quickly so you can jump on opportunities or sort out problems without delay.

We understand The Humber

Our loans address the challenges that local businesses face, providing real support that makes a meaningful impact on businesses and communities in the region.

We’ve designed our loans to meet the specific needs of your business, addressing the unique challenges you may encounter. Discover how our innovative approach can help your business start, grow, and thrive.

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What our clients say

We measure our success by the achievements of the businesses we support. Here’s what some of our clients have to say about their journey with us.

    "Working with NPIF II and BEF helped us access the finance we needed quickly to support our fast growth, and we are now looking to launch the app by the end of September."

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    Wild Intervention

    "We take great pride in our roots, and with this support from BEF and NPIF II, we’re well positioned to strengthen our service offering while driving sustainable growth for the future."

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    J O’Neill

    Your frequently asked questions

    Have questions? We have answers. If you don't see your question here then reach out to us via our contact page.

    Get in touch
    Is my business eligible?
    What can I use a BEF small business loan for?
    How long does an application take to be approved?
    Can I use a small business loan to start a new business?
    How do I apply for a small business loan from BEF?
    How do I grant permission for BEF to access my financial data using Open Banking?
    What is a personal guarantee?

    How do I get started

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    1. Fill out enquiry form

    Complete our online enquiry form. It takes just a minute.

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    2. Submit the form

    By submitting, your information goes directly to our investment experts for review. Enable Open Banking for a faster loan decision, without the hassle of extensive paperwork.

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    3. Await contact

    A member of our investment team will get back to you within two working days.

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    4. Receive guidance on next steps

    They'll guide you on your next steps, including how to complete a full application.